🏢 Commercial Insurance Claims

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The difference between a commercial insurance claim and a homeowner insurance claim lies mainly in complexity, coverage scope, and the nature of the insured property. 

Commercial insurance policies can involve an individual, an organization, or a board & are tailored to protect businesses and their operations, which introduces more complexity in itself and also due to leases, contracts, and regulatory compliance

Coverage is typically expanded from just property damage to equipment and inventory, to Business Interruption (lost income due to damage). Additionally, one policy may cover several business sites, adding layers to the claim.

The claims process is subsequently more involved and time-consuming, requires more detailed documentation (financial records, inventory lists, etc.), and often involves specialized adjusters and consultants (i.e. Certified a Public and/or Forensic Accountant, HR/Payroll Expert, Tax Advisor, Asset/Equipment Expert, IT/Data Recovery, etc.)

Contact AICS today for your free consultation:

Toll Free (800) 769-8750  

Chat 480-239-4297 

Email: info@aics.guru